Privacy Policy

Last modified on March 13, 2018.

This privacy policy (“Policy”) describes how Ohio Mutual Insurance Group (“Company”, “Us,” “We”) collects, uses and discloses personal information of users of its websites, www.omig.com or 360access.omig.com (the “Sites”).

Keep in mind that if you have applied for insurance with us or have a current insurance policy with us, we will use and share any personal information that we collect from or about you in accordance with our Notice of Company Information Practices, which offers you certain choices with respect to the use and sharing of your nonpublic personal information.

What information do we collect?

We collect information from you when you voluntarily fill out a form on our Sites (i.e. Contact Us Page) or when you register for an account on our insured web portal, 360access®. This includes information by which you may be individually identified, such as your first name, last name, postal address, e-mail address, telephone number, or social security number ("personal information").

Please be aware that information we collect through 360access® may be combined with information you have provided to us offline or information we have collected from additional online and offline sources such as credit reporting agencies.

We may also automatically collect technical information about your internet connection, the equipment you use to access our Website and usage details. The information we collect automatically is statistical data and does not include personal information. This information helps us to improve our Sites and to deliver a better and more personalized service.

How do we use your information?

We use your personal information as follows:

  • To contact you or respond to communications from you
  • To provide our Sites and any content to you
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection
  • In any other way we may describe when you provide personal information or for any other purpose with your consent.

We may also use your personal information to contact you about our services or products that may be of interest to you. If we do contact you and you do not want us to use your information in this way, we will provide an option for you to unsubscribe from such contact and communications, when possible. .

Do we use cookies?

Yes, we may log and retain certain information using "cookies." Cookies are small data files stored on your computer’s hard drive by a website. Cookies do not contain personally identifiable information. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Sites. This type of information in cookies is collected to make the Sites more useful to you and to track sessions for registered users.

You can typically remove and reject cookies from our Sites with your internet browser settings. Many browsers are set to accept cookies until you change your settings. If you remove or reject our cookies, it may affect how our Sites work for you.

Do we track information about your online activities?

Our website does not currently respond to “Do Not Track” signals sent from your browser. Regardless, we do not collect information about your online activities over time, across third-party websites or through other online services.

Do we disclose any information to outside parties?

We may share personal information as follows:

  • To our wholly-owned subsidiaries and affiliates.
  • To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
  • To a buyer of this Company or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Company's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Company about our Sites’ users is among the assets transferred.
  • To fulfill the purpose for which you provide personal information.
  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
  • To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes through 360access®.
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Company, our customers, or others.

We do not sell, trade, or otherwise transfer your personal information to third parties for those third parties’ marketing purposes.

We may also share aggregated and/or anonymized data without restriction, including to others for their own uses.

Accessing Your Information

You can review and change your personal information by logging into 360access® and visiting your account profile page(s).

You may also send us an email at communications@omig.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

Third party Links

Occasionally, at our discretion, we may include or offer third party products or services on our Sites by linking to trusted third party web sites that have separate and independent terms of use and privacy policies. Your access and use of such third party websites are governed by those separate agreements. We therefore have no responsibility or liability for the content and activities of any third party sites.

Children’s Online Privacy Protection Act Compliance

We continually strive to be in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act). As a result, we do not solicit or knowingly collect any personal information from anyone under 13 years of age. Our Sites, products and services are all directed to people who are at least 13 years old or older. If you are under 13, do not use or provide any personal information on this Site or on or through any of its features. If we learn we have collected or received personal information from a child under the age of 13 without verifiable parental consent, we will delete that personal information.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. We restrict access to your personal information to our employees and other authorized individuals or entities that need to know that information in order to provide requested products and services to you.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Sites, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We also ask you to follow any posted policies or notices issued by the Company to assist in safeguarding your personal information.

Your Consent

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Sites. By accessing or using the Sites, you agree to this Policy. This Policy may change from time to time (see Changes to Our Privacy Policy below). Your continued use of the Sites after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.

Changes to our Privacy Policy

If we update or change our Policy, we will post those changes on this page. If we make material changes to how we treat our users' personal information, we will notify you by email to the primary email address specified in your account or through a notice on the Site home page. The date the Policy was last revised is identified at the top of the page.

Contacting Us

Questions regarding this Policy may be directed to us using the information below.

Mailing Address:
Ohio Mutual Insurance Group
P.O. Box 111
Bucyrus, OH 44820
USA

Email: communications@omig.com

Telephone: 800-686-3011