Our Products

Ohio Mutual offers an ever-expanding collection of quality, innovative insurance products for individuals and businesses.

ohio

In Ohio, contact your local Ohio Mutual independent agent to purchase auto, homeowner, farmowner, or business insurance – designed for a wide variety of businesses.

 
rhode island

In Rhode Island, contact your local Ohio Mutual independent agent to purchase auto, homeowner, or business insurance – designed for a wide variety of businesses.

 
 
connecticut

In Connecticut, contact your local Ohio Mutual independent agent to purchase auto, homeowner, or business insurance – designed for a wide variety of businesses.

 
indiana

In Indiana, contact your local Ohio Mutual independent agent to purchase business insurance – designed for a wide variety of businesses.

 
 
vermont

In Vermont, contact your local Ohio Mutual independent agent to purchase auto, homeowner, or business insurance – designed for a wide variety of businesses.

 
new hampshire

In New Hampshire, contact your local Ohio Mutual independent agent to purchase auto, homeowner, or business insurance – designed for a wide variety of businesses.

 
maine

In Maine, contact your local Ohio Mutual independent agent to purchase auto, homeowner, or business insurance – designed for a wide variety of businesses.

 
 

Auto ProtectionAuto Protection

Ohio Mutual offers quality, affordable automobile insurance that protects you and your vehicle with coverage for liability, collision, medical payments, uninsured and underinsured motorists, and accidental death. Ask your Ohio Mutual agent about discounts available for good students, various safety and anti-theft devices, and policies covering more than one vehicle.

Home ProtectionHome Protection

Ohio Mutual protects your family by insuring your home against fire, smoke, windstorm, and other risks – offering additional coverage for expensive personal items such as collectibles, jewelry, firearms, and artwork. Our homeowners’ products also include protection against the modern nightmare of identity theft as well. Your Ohio Mutual agent can help to ensure all the things you and your family value most are adequately protected with our homeowners policies.

Farm ProtectionFarm Protection

Ohio Mutual helped to pioneer protection for Ohio farmers more than a century ago, so we have a deep understanding of how to best meet the unique insurance needs of farmowners. Our farm insurance products can protect everything from the smallest family farm to large family corporations covering thousands of acres, and include protection against the modern nightmare of identity theft as well. Ask your local Ohio Mutual agent to demonstrate how Ohio Mutual’s knowledge and experience can meet your farm insurance needs.

Business ProtectionBusiness Protection

Every business is unique and has unique insurance needs. Whether you operate a storefront flower shop or a thriving roofing operation, delivery service, restaurant, or even a funeral home, Ohio Mutual offers business insurance that is custom-designed just for your business. Contact your local agent in any of our states of operation and see how we can meet your need for reliable, affordable business insurance.

CyberScout

All of Ohio Mutual’s Homeowner and Farmowner policies include protection from the cost and extended inconvenience of identity theft.

In addition to recovering the costs (up to individual policy limits) associated with identity theft, you can also obtain the invaluable services of Ohio Mutual’s Identity Resolution Service, powered by CyberScout™, the nation's leading provider of resolution services and fraud education.

Every business owner and employer is at risk for claims of harassment, discrimination, or wrongful termination, and more than half of such claims are made against businesses with fewer than 100 employees. While nearly three-quarters of employment-related claims are found to be groundless, employers can be forced to spend significant dollars to prove it. Ohio Mutual’s Employment Practices Liability Coverage offers policyholders protection from this growing threat to their businesses.