Protect your belongings and your peace of mind.

Ohio Mutual covers the contents of your apartment and protects you from liability, with affordable products tailored to meet your individual needs. Many landlords require tenants to carry renters insurance.

What’s covered with our policies

Your Ohio Mutual agent can help to ensure all the things you and your family value most are adequately protected with our affordable renters’ policies.

  • Personal Property
  • Personal Liability
  • Medical Payments to Others
  • Additional Living Expenses

Customize your renters coverage

Ohio Mutual offers a number of add-on coverages to help you create the perfect personalized package of renters protection.

  • Personal cyber protection
  • Replacement cost coverage for your contents
  • Equipment breakdown
  • Additional coverage for back-up of sewers or drains
  • Coverage for jewelry, fine arts, firearms, cameras, coins, & collectibles
  • Earthquake coverage
  • Building additions and alterations (or building improvements and betterments)
  • Packaged enhancement endorsement with increased benefit coverage

States where we offer renters coverage

Coverage and discounts may vary slightly from state to state. Consult your local Ohio Mutual agent for specific coverage available to you.
Connecticut, Indiana, Maine, New Hampshire, Ohio, Rhode Island, Vermont

Keep your coverage affordable with these discounts

Ohio Mutual offers a wide variety of discounts that allow you to create a customized collection of renter coverages at a surprisingly affordable price.

  • Certain types of protective devices (smoke detectors, security systems)
  • Occupational discounts
  • Auto/home discount
  • Triple Line Discount: Save when Ohio Mutual provides your renters, auto and personal umbrella policies
  • Paperless discount

Your local independent Ohio Mutual agent can ensure you have the right coverage at the right price.

Find a local agent.