Your farm is your legacy and livelihood. Protect it.

Ohio Mutual helped to pioneer protection for Ohio farmers more than a century ago, so we have a deep understanding of how to best meet the unique insurance needs of farm owners. Our farm insurance products can protect everything from the smallest family farm to large family corporations covering thousands of acres.

What’s covered with our policies

Your Ohio Mutual agent can help to ensure all the things you and your family value most are adequately protected with our farm insurance policies.

  • Home
  • Personal contents
  • Farm structures
  • Farm personal property – Machinery, stored grain, livestock, and tools
  • Farm Personal Liability and Medical Payments to Others
  • Qualified Corporate Farms

Customize your farm coverage

  • Replacement cost for farm structures
  • Protection against sudden and accidental pollution losses
  • Coverage for ATVs, UTVs, RTVs, and Golf Carts
  • Intake of foreign objects on harvesting equipment
  • Farm Equipment Breakdown Coverage
  • Equine coverage, including boarding and training operations
  • Confinement operation coverages for hogs, poultry, and turkeys
  • Erroneous Delivery and Mixture for Seed Dealers
  • Peak Season for seed, fertilizer, and stored grain
  • Loss of Farm Income and Extra Expense
  • Employment Practices Liability (EPLI)
  • Unmanned Aircraft protection
  • Reproductive Material/Frozen Embryo Coverage
  • Coverage for LLCs, Partnerships, and Estates
  • Deductible Waiver for glass breakage on covered farm equipment

States where we offer farm coverage

Coverage and discounts may vary slightly from state to state. Consult your local Ohio Mutual agent for specific coverage available to you.
Indiana, Ohio

Keep your coverage affordable with these discounts

Ohio Mutual offers a number of discounts that allow you to customize a collection of farm coverages at an affordable price.

  • Dwelling less than 20 years of age
  • Also placing other (home, auto) coverage with Ohio Mutual
  • Country estate discount

Your local independent Ohio Mutual agent can ensure you have the right coverage at the right price.

Find a local agent.