Last modified on August 1, 2019.
Keep in mind that if you have applied for insurance with us or have a current insurance policy with us, we will use and share any personal information that we collect from or about you in accordance with our Notice of Company Information Practices, which offers you certain choices with respect to the use and sharing of your nonpublic personal information. If you do not agree with our policies and practices, then please do not use our Sites. By using our Sites, you agree to the terms of this Policy.
We collect information from you when you voluntarily fill out a form on our Sites (i.e. Contact Us Page) or when you register for an account on our insured web portal, 360access®. This includes information by which you may be individually identified, such as your first name, last name, postal address, e-mail address, telephone number, or social security number ("Personal Information"). To access 360access®, we will ask you create a username and password that should only be known to you.
Please be aware that information we collect through 360access® may be combined with information you have provided to us offline or information we have collected from additional online and offline sources such as credit reporting agencies.
We may also automatically collect technical information about your internet connection, the equipment you use to access our Sites and usage details. The information we collect automatically is statistical data and does not include personal information. This information helps us to improve our Sites and to deliver a better and more personalized service.
We may use your personal information:
In any other way we may describe when you provide or for any other purpose with your consent.
Yes, we may log and retain certain information using "cookies." Cookies are small data files stored on your computer’s hard drive by a website. Cookies do not contain personally identifiable information. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Sites. This type of information in cookies is collected to make the Sites more useful to you and to track sessions for registered users.
We use the following categories of cookies on our Sites.
You can typically remove and reject cookies from our Sites with your internet browser settings. Many browsers are set to accept cookies until you change your settings. If you remove or reject our cookies, it may affect how our Sites work for you.
We may also implement the following technologies to enhance the Sites:
(a) Web Beacons. A Web Beacon is an electronic image. Web Beacons can track certain things from your computer and can report activity back to a web server allowing us to understand some of your behavior. If you choose to receive emails from us, we may use Web Beacons to track your reaction to our emails. We may also use them to track if you click on the links and at what time and date you do so. Some of our third-party marketing partners may use Web Beacons to track your interaction with online advertising banners on our websites. This information is only collected in aggregate form and will not be linked to your Personal Information. Please note that any image file on a webpage can act as a Web Beacon.
(b) Embedded Web Links. Links provided in our emails and, in some cases, on third-party websites may include tracking technology embedded in the link. The tracking is accomplished through a redirection system. The redirection system allows us to understand how the link is being used by email recipients. Some of these links will enable us to identify that you have personally clicked on the link and this may be attached to the Personal Information that we hold about you. This data is used to improve our service to you and to help us understand the performance of our marketing campaigns.
(c) Third-party Websites and Services. We work with a number of service providers of marketing communications technology. These service providers may use various data collection methods to improve the performance of the marketing campaigns we are contracting them to provide. The information collected can be gathered on our websites and also on the websites where our marketing communications are appearing. For example, we may collect data where our banner advertisements are displayed on third-party websites.
Our website does not currently respond to “Do Not Track” signals sent from your browser. Regardless, we do not collect information about your online activities over time, across third-party websites or through other online services.
We may share Personal Information as follows:
We do not sell, trade, or otherwise transfer your Personal Information to third parties for those third parties’ marketing purposes.
We may also share aggregated and/or anonymized data without restriction, including to others for their own uses.
You can review and change your Personal Information by logging into 360access® and visiting your account profile page(s).
You may also send us an email at email@example.com to request access to, correct, or delete any Personal Information that you have provided to us. We cannot delete your Personal Information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
We want to provide you with relevant information that you have requested and to honor your choices with how the Company uses your information.
Subscription Services, Email. If we provide subscription-based services, such as email newsletters, you can make choices about what information you provide while you are subscribed. Any transactional or service-oriented messages are usually excluded from such preferences, as these messages are required to respond to your requests or to provide goods and services, and are not for the purposes of marketing.
We will not send you email newsletters and marketing emails unless you agree to receive such information. After you request to receive these emails, you may opt out of them at any time by selecting the “unsubscribe” link at the bottom of each email. Please note that by opting out or unsubscribing you may affect other services you have requested we provide to you, in which email communication is a requirement of the service provided.
We continually strive to be in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act). As a result, we do not solicit or knowingly collect any Personal Information from anyone under 13 years of age. Our Sites, products and services are all directed to people who are at least 13 years old or older. If you are under 13, do not use or provide any Personal Information on this Site or on or through any of its features. If we learn we have collected or received Personal Information from a child under the age of 13 without verifiable parental consent, we will delete that Personal Information.
For individuals residing in California, we will only process and share your Personal Information as disclosed in this Policy and, if applicable, our Notice of Company Information Practices. We do not sell your Personal Information to third parties. We do not share your information with third parties in order that such third parties may market their goods and services to you.
The Company is based in the State of Ohio in the United States. The Company provides these Sites for use only by persons located in the United States. While individuals outside the United States may access our Sites or even provide Personal Information through the Sites, we make no claims that the Sites or any of their content is accessible or appropriate outside of the United States. Furthermore, we make no claims that our use of your Personal Information will comply with any privacy laws other than those in the United States. In all instances, we will process your Personal Information as stated in this Policy
We have implemented measures designed to secure your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. We restrict access to your Personal Information to our employees and other authorized individuals or entities that need to know that information in order to provide requested products and services to you.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Sites, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We also ask you to follow any posted policies or notices issued by the Company to assist in safeguarding your Personal Information.
If we update or change our Policy, we will post those changes on this page. If we make material changes to how we treat our users' personal information, we will notify you by email to the primary email address specified in your account or through a notice on the Site home page. The date the Policy was last revised is identified at the top of the page.
Questions regarding this Policy may be directed to us using the information below.
Ohio Mutual Insurance Group
P.O. Box 111
Bucyrus, OH 44820